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... but this doesn't necessarily mean that it's due to any changes in your credit profile or that you will not be eligible for a credit product that's right for you.
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Having a loan or multiple credit cards do not negatively impact your CIBIL score. However, if your credit utilisation ratio is high, it will bring your score down.
For example, Rishi had paid off his loan in full and had closed down the loan ... Tip : Space out your application of loans so that the lender is not scared off!
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This way your lender will be assured that they can trust you. You should realize that interest rates in case of very bad credit score (not as bad as 300, but still) will ...
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4 Dec 2017 ... High utilization of Credit Limit: Increased spending might not directly affect the score but the increasing current balance of your credit card may ...
2 Jul 2020 ... A low credit score may not keep you from being approved for credit, but ... This credit score chart breaks down average FICO 8 scores by age, ...
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